Obtaining a credit card with bad or no credit in Ireland

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Your credit report plays a important role when trying to obtain a unsecured credit card in Ireland. Many banks in Ireland are unwilling to give a person credit with a bad or not so good credit history. However, if your a student and are looking to build a credit history from scratch, we have a list of banks and financial institutions in Ireland that will issue you a student credit card.

Below we have listed sources of secured, unsecured and prepaid card providers for people with bad credit or no credit at all.

Unsecured credit cards in Ireland for people with bad credit or no credit


Even though your credit may be bad, there are still banks and financial institutions that will approve you for a credit card. Depending on your credit rating, the credit card company will determine your total line of credit and the interest rate you will pay.

We currently are unaware of any Credit Card Companies at this time, that provide unsecured credit cards to people in Ireland with bad credit, but we have listed a source of credit card providers and rates in Ireland that you can call and inform them of your credit situation (bad or no credit)to see if they can help you get approved for a unsecured credit card.

Secured credit cards for people with bad credit in Ireland


Secured credit cards are a great way to rebuild your credit. You may be able to get a secured credit card in Ireland if you to secure the credit line with equity in your home. Make sure they report your payment monthly to the major credit bureaus. Making your payments on time monthly

will increase your credit rating. Call your local financial institution to discuss the best options available for your situation.



Prepaid credit card providers in Australia for On-Line purchases


Prepaid Credit Cards are a excellent alternative for making on-line purchases, car rentals, and hotel reservations. It is also much safer than carrying cash with you. Although, many charge a small monthly service fee.

We have provided a list of financial institutions that will provide you with a prepaid Visa or MasterCard in Ireland.




Although all information has been written in good faith and reviewed, please email us at [email protected] to report any inaccuracies.