Buy Here Pay Here Lots And Dealerships For Cars And Trucks In Florida

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If the car is breaking down, people have to replace it. If they have bad credit, this will not be an easy task, but buy here pay here lots in Florida can help them acquire the financing they need to purchase a new or used car. It can even work if the consumer has good credit.

Buy here pay here financing means that people will obtain a loan for their new vehicles from the car dealership. This means that they will make their monthly payments to the dealership rather than to a lending institution such as a bank; they may also be able to arrange twice-a-month payments.


The advantage of obtaining their financing from the dealership is that people with bad credit do not have to go to a lending institution that will have qualms about offering them a loan. Bad credit means that the consumers have purchased expensive things that they could not afford and they either paid their bills late or they completely defaulted. When a lending institution discovers this about an applicant who has applied for a loan, they will either deny the loan or they will charge the highest interest rates.

Buy here pay here lots in Florida have programs specifically designed for people with bad credit. They will try their hardest to find a plan that the consumer can afford to put them into the vehicle that they desire whether it is used or new, an economical vehicle or a more expensive one.

Financing a vehicle through a buy here pay here lot can have its disadvantages, too. Sometimes, these types of car dealerships will require that the consumers travel to the car dealership in order to pay their monthly bills in cash or by check. This can be inconvenient for people, especially if they have the type of re-payment plan where they are making bi-monthly payments.

The one disadvantage exists, but the buy here pay here option has several more advantages than disadvantages for people with bad credit. One is that they will discuss financing before they will discuss cars. This way, they know what their options will be for financing and what they will be able to afford before they look for a car.

Buy here pay here also gives people with bad credit an opportunity to do something they need desperately to do: repair their credit. Because they are obtaining credit and they are also making their payments to the car dealership on time, the dealership will report this to the three credit bureaus and the consumers' credit scores rise.


Below is a listing of buy here pay here programs at car lots and dealerships in Florida, that we were told, are currently accepting applications from individuals for a car or truck. Note: This list is to be used as a reference only and we cannot guarantee that you will be approved for a car or truck. Please help us keep this list up to date by emailing us at [email protected] with buy here pay here lots and dealerships in your area. Please include the state and city where they are located.

JD Byrider - Delray Beach
2626 S. Federal Hwy
Delray Beach ,FL
Phone: 561-272-2989


JD Byrider - Jacksonville
1394 Cassat Avenue
Jacksonville, FL
Phone: 904-425-3000

JD Byrider - Jacksonville
8908 Atlantic Blvd
Jacksonville, FL
Phone: 904-721-9000

JD Byrider - Jacksonville
7739 Blanding Blvd.
Jacksonville, FL
Phone: 904-908-4403


JD Byrider - Jacksonville
8864 Atlantic Blvd.
Jacksonville, FL
Phone: 904-721-9000

JD Byrider - St. Augustine
2640 US HWY 1 SOUTH
St. Augustine, FL
Phone: 904-827-0335

JD Byrider - Tallahassee
3105 West Tennessee St
Tallahassee, FL
Phone: 850-205-5800

JD Byrider - Tampa
4543 West Hillsborough Avenue
Tampa, FL
Phone: 813-889-4600

Harbor Nissan
4336 Tamiami Trail
Port Charlotte, FL 33980
Sales: (866) 550-4017

Further information and additional lists in many U.S. States on buy here pay here lots and dealership programs can reviewed at Buy Here Pay Here Lots.

The above information was last reviewed in November 2011.