Bad Check Laws In North Dakota

by


Below are the civil and criminal penalties for writing a bad check in North Dakota under State Statute (Title 6 – Banks and Banking, Chapter 6-08 – General Provisions, 6-08-16. Issuing check or draft without sufficient funds or credit – Notice – Time limitation – Financial liability – Penalty. The following applies if you do not make good on the check plus fees within two weeks of a notice for a dishonored check being sent by the payee.


Civil Penalties: Amount due, collection fees and cost not to exceed $30, plus up to $200 in civil penalties or triple amount of the check, whichever is less.

Criminal Penalties: If the bad check is no more than $50 then it is considered a minor offense and the fine is $500. Dishonored checks between $50 and $250 or if you had a prior bad check offense in the past 3 years you may be charged with a Class B misdemeanor that can result in a $1,000 fine and/or 30 days jail plus a $225 mandatory court fee. If the bogus check amount is more than $250 but not more than $500 or if you have prior offenses of two or more bad check violations in the past three years you can be found guilty of a Class A misdemeanor that can result in a $2,000 fine and/or 1 year jail plus a mandatory court fee of $300. A Class C felony can result if the unpaid checks total more than $500 or if you had prior offenses of three or more bad check violations within the past five years which can result in a $5,000 fine and/or 5 years in jail plus a mandatory court fee of $500. Additional costs in the amount of $10 or 25%, whichever is greater of the total amount of restitution must also be imposed on defendants appearing in court for a bad check charge.

For more information on bad check laws and for criminal and civil penalties in other states for writing bad checks, please read Bad Check Laws

Check with your state statutes for the most current information on North Dakota bad check laws. The above information can also be found at ( http://www.bowmannd.com/county/stateAttorney09.pdf ).

You may want to also read Getting A Checking Account While On The Chex System

Learn how to Prevent Overdraft And Bounced Check Fees

Although all information has been written in good faith and has been reviewed, please email us at [email protected] to report any inaccuracies.